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Jumbo Loans

A jumbo loan is any home loan that exceeds a specific threshold called the conforming loan limit. Currently, the conforming loan limit for a single-family home is $424,100.

    Qualifying for a jumbo loan typically requires higher credit scores, lower debt-to- income ratios, higher reserves and larger down payments than qualifying for a standard conforming home loan.

    Offered With Jumbo Loans:

    • Loan amounts up to $2.5 million
    • Low down payments beginning at 5%
    • Fixed and adjustable rates
    • Loans for primary, secondary and investment properties
    • Additional underwriting requirements will vary by borrower situation
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